While shopping online, we usually use our debit/credit cards and internet banking to complete the purchase and make the payment. But, apart from cards and internet banking nowadays, we also use several virtual wallets or payment services, and among those services, one of the well-known is PayPal.

What is PayPal, and how does it work?

The well-known American company operating a worldwide online payments system, of course, PayPal arises from the need to establish new payment methods for commercial transactions made through the internet. As a company, it was founded in 1998. We are talking about a combined company based in San Jose, California, United States of America. Under the hood of PayPal Holdings Inc., it establishes an alternative to online payment methods, operating as an intermediary payment processor between the bank and online stores.

List of 10 Best Paypal Alternatives in 2022

But, hold on, it does not mean that there is only one service available, yes, I am talking about the PayPal alternatives. Hence, today in this article, we will list some of the best Paypal alternatives for online payments.

1. Google Pay

Google Pay service is the old Google Wallet which has been renamed as Google Pay. Though the tech giant Google has changed the name of the service, the features remained unchanged. Google Pay allows us to quickly send and receive money directly from and on your bank through your bank account. Hence, you can say that it has quite similar characteristics to PayPal.

2. Payoneer

Payoneer is a payment service that allows you to make online purchases through a Prepaid MasterCard card that each user will receive by mail. You can also easily load money via credit card or bank transfers, but even the annual maintenance cost is also very low. Moreover, this service is available in almost every country in the world.

3. Braintree

Braintree is a well-known division of PayPal, which is based in Chicago and has been growing steadily since 2007. Some of the features of the platform include a payment gateway, billing, credit card storage, and also allows companies to accept online credit card payments through merchant account as well.

4. Klik & Pay

Klik & Pay is an online payment platform that offers different types of payments such as debit, check, fees, subscription, email or SMS, etc. In this sense, it is a payment tool that gives you a lot of flexibility regarding receiving and sending money. Moreover, this International Payment Service Provider, of course, Klik & Pay is operating and servicing merchants Worldwide for 17 years.

5. Paymate

Paymate is intended for the sellers established in Australia and New Zealand who make transactions from their websites or eBay. In any case, it also accepts purchases from users from various countries of the world. As international buyers can make their transactions through their credit cards with total security without creating a Paymate account.

6. Payza

Payza is a well-known online payment platform that allows you to send and receive money in more than 190 countries and 21 different currencies. So, in Payza, you can add funds to the account through credit cards or bank transfers. In contrast, the fees charged by this service are very low if we compare them with the well-known PayPal.

7. Stripe

Stripe is a fast-growing startup that allows ditching the need for a merchant or gateway account. It is software that manages all your payment needs, from the storage of cards to the management of subscriptions to direct the payments to your bank account.

8. Skrill

Skrill, previously known as Moneybookers, has some exciting features like free start-up quotas at a reasonable price and the ability to send text messages directly from your account. In addition to being a PayPal alternative, the service is recommended for international merchants as it simply allows you to transfer your account balance to a prepaid debit card in a few minutes only.

9. Dwolla

Dwolla is very similar to the well-known payment service, of course, PayPal, as it simply allows you to do almost everything, like sending money to your friends to accept payments in your company. The most exciting thing about this service is that if both parties have a Dwolla account, they can pay using their name, Facebook ID, Twitter username, LinkedIn profile, phone number, or email address.

10. Wepay

In addition to having perfect customer service and very good protection against fraud, WePay is an outstanding PayPal alternative since it allows consumers to make purchases without leaving the website, using a virtual device. Moreover, this service gives its website a more professional look, but the service also seems to be more focused on the interests of the users and not just on their credit card numbers. So, these are the best PayPal alternatives. I hope this article helped you! Please share it with your friends also. If you have any doubts related to this, let us know in the comment box below.

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